The four udhaar pillars
Named entries: every rupee under a customer name with date (khata module). Limits: a cap per customer that blocks new credit automatically. Dated promises: every balance carries a next-review date. Running balances: live totals both sides can see (ledger module).
Working the system
- Set limits from payment history, not relationship warmth.
- Share WhatsApp statements monthly — visibility prevents drift (invoicing).
- Review dues weekly, oldest-and-largest first (dues guide).
- Match partial payments to invoices (partial-payments guide).
- Freeze new credit when schedules break — limits are promises to yourself.
Udhaar as growth
Controlled credit outsells cash-only counters — regulars buy more when trusted. The difference between growth and leakage is exactly this system (mistakes to avoid).
Start with the 7-day full-feature trial, confirm pricing on the pricing page (500/mo · 4000/yr · 10000 lifetime till 30 Sep), and pay manually via admin WhatsApp — nothing is auto-charged. Verify official channels before paying.